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Showing posts from April, 2021

How to Negotiate A Medical Bill, So You Don't Pay Full Price

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Negotiation is a skill that works while you are buying fresh farm products or shopping from the streets in foreign countries. You can also negotiate your medical bill if you find it unreasonable. It often happens in hospitals that patients admitted for a long time are handed down with huge unjustified bills. Many people cannot pay these bills because the insurance companies or medical claims often do not include the cost of out-of-network providers. Not to forget, the insurance companies always try to reduce the person's settlement money who has taken the insurance. In such situations where you cannot pay your medical bills because of the huge amount, you can seek some of the best medical bill negotiation services. However, if you are unwilling to avail of any of these external services, you can check out the following tactics that can help you in negotiating for your medical bills so that you don't have to pay the full price: 1. Check Your Insurance Rates The first thing y...

Cannot Afford Your Medical Bills? Here's What You Can Do

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Often patients treated by a hospital for a longer time face having to pay a substantial medical bill. At times, these medical bills can be unreasonable and so humongous that the patient is unable to pay them. Sometimes, the insurance company is unwilling to pay huge medical bills for multiple reasons. What can you do at this point if you face such issues and when you need help paying medical bills after insurance? Nothing to worry about because there are certain things that you can do to avoid paying your huge medical bills: 1. Check the Bill for Coding Errors It is estimated that almost 50% of medical bills have coding errors, making your medical bills quite hefty. Even though the coding errors are minute and the amount specified is small, the amount to pay also becomes quite significant when there are many more errors. So if you are paying your medical bills for expensive care, you may have to pay for an unreasonable amount of mistakes, and you may also not receive any help from t...

6 Ways to Deal with High Medical Bills

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A lot of people are suffering from high medical bills more than chronic illnesses. Due to the rising coronavirus cases, especially in the United States, many people had issues in claiming their insurances. While some facilities provide inexpensive treatments, other facilities were charging the patients with massive medical bills. Many of these patients were not aware that the medical bills would be so high, and some were not even appropriately insured. So, if you are one of these people suffering even today from not being able to pay your high medical bills, you can contact medical billing companies to help pay large medical bills. These companies can genuinely help you negotiate your medical bills, and you will have to pay a much lesser amount. However, you might want to find some alternatives that may work in dealing with high medical bills. To help you pay your medical bills and prevent having a poor credit report, here are six ways that can help you in dealing with high medical b...

Can Medical Bills Hurt Your Credit

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Many patients who have taken medical facilities treatment due to some chronic or serious illnesses experience negative credit reports. People often wonder if the medical bills are to be blamed for dropping down the credit score of a person who has been diligently paying all the bills. If you cannot pay your medical bills for more than 180 days, it will appear on your credit score, and unfortunately, even after paying off the medical bill credit score remains the same as it stays there for up to 7 years. Now, suppose you are in a situation where you had to go through intensive care, and now you are handed down with a medical bill that has a number beyond your expectation. You cannot pay for it, and you are not receiving any help from your insurance company or the hospital. So when the medical bills appear on your credit report, how can you eliminate the negative marking? Here are two possible solutions that might work for you: 1. Reclaim Your Medical Insurance One of the effective w...