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Even though Americans are allowed to take a free COVID-19 test since the approval of the law, but the law doesn’t offer coverage for the treatment of the virus. And we all know that medical services for COVID-19 can get pretty hefty and run into tens of thousands of dollars. But thankfully, there are certain steps that you can take and understand your protection under the law to manage your treatment cost. Getting tested for the virus In March, The Families First Coronavirus Response Act was passed. As per this act, private health insurance plans along with Medicaid and Medicare are required to offer coverage for the testing of COVID-19 infection. But, most plans cover the cost of the testing only if the patient has a referral from the doctor. If you do not have any health insurance plan in place, then you can get tested for free at the community-based testing site. This site will help you locate a community-based testing center near you and gain information on where are the...

For a couple of years, the price of medical treatments is increasing at a significant rate. Some are genuine, while others are not as they intentionally do to attract more money from patients. At times, the amount is so high that either patient stops the treatment in between or cannot pay the bill after receiving the treatment. In this article, the can't-miss-steps of how to negotiate medical bills are explained. Take a look! 1. Carry out a Research Process Before opting for any treatment, it is always better to find the best clinic offering at a reasonable rate. Not everyone is the same. Instead of getting a huge medical bill that you cannot afford to pay, do your research process. The research process will help you know about the clinics, their facility, and the pricing estimate. It is the first step you should take to negotiate medical bills. 2. Understanding the Explanation of Benefits (EOP) After a week or so of visiting the doctor, you must expect an explanation of the b...

Everyone visits a doctor to stay healthier and get rid of the diseases. But the cost of visiting a specialist is so high that many of them cannot afford it. Some people get admitted to hospitals for surgery or get cured, but they get shocked after seeing the medical bills. It is said that one in five Americans suffers encounter this circumstance. But by getting in touch with the right professionals, you can get help in paying hospital bills. Here are a few things you should do to reduce your medical bills. 1. Ask For Some Help at the Earliest Facing difficulty in clearing the medical bills is a problem faced by a considerable number of people. If you are one of them, the first thing to do is speak with a medical billing advocate. They have knowledge of medical billings and can find errors, negotiate medical bills, etc. Having an expert beside you who can guide you in the confusing medical world is the most important thing. Thus, if you come across any issue with the medical bill at ...

Many patients have had to put up with large bills. The worsening health situation due to the COVID 19 pandemic has increased the burden on people. On the one hand, there is a sluggish economy; on the other hand, there are rising medical costs. Many patients land up with huge bills they cannot afford to pay even if reduced by negotiation. Or they may have in-network bills that providers refuse to lower through negotiations. You may consider having your advocate negotiate a payment plan to stretch the payment over extended periods in both cases. All you have to do is search and type a medical bill advocate near me and find the right service to assist you. How Does Enormous Billing Affect Patients Of late, consumers have seen a considerable increase in their healthcare expenses. Actual medical bills rea the new normal. Insured a swell as non-insured consumers are handed inflated bills that increase financial burden during the pandemic situation. Most of the time, patients overpay be...

Medical bills are a part of our lives because medical emergencies do not happen after prior notice. But they definitely come with an expense that we do not approve of. The impact of surprising medical bills can take a toll on individuals and families, leading to family distress. In fact, as per the reports generated by the Kaiser Family Foundation in 2019, it was stated that about one-quarter of the U.S. adults mentioned that their family member or they themselves had problems with paying the medical bills. Among these people, around 50% stated that medical bills made a significant impact on their families. Fortunately, to your aid, many Healthcare consumers have a variety of options when it comes to surviving the medical debts.  So, let us delve deeper and understand the ways to medical bill negotiation.  1 Pay Cash Upfront: Cash payment is always the best way to get upfront discounts. This is because, with cash, the doctors or the billing department eliminates the wait...

The healthcare debate in the United States has always been a passionate topic. This is because it is clearly proved that America spends notably more on healthcare than any other nation. And this spending is expected to grow in the coming years. However, the strain of spreading the healthcare system is not higher. In fact, there is a need for expansion in the testing and treating of COVID-19 to all the patients that need it, notwithstanding their health insurance status. The huge federal cash inundations have sagged the hospitals that are now burdened with both the coronavirus and regular medical care. The high medical expenses affect everyone, no matter if they are sick or well. And this has directly weakened the spending power of each individual over the last few decades. Also, the salaries may have risen for the American workers, but they still receive the same net pay. And this is because of the increased health insurance charges. Currently, the nation should contract the overspe...