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Showing posts with the label claimadvocate

Why Hire an Insurance Claim Advocate?

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Extended hospital stays and a long-term illness can come with a variety of concerns that can be both challenging and frightening. Sometimes it can be difficult to comprehend the medical bills, while other times, it may feel like you are overcharged. So, if you, a family member, or a friend is in a similar situation, then it is time to take help from a professional claims advocate. Who are medical claims advocate? Medical claims advocates are Board-Certified Patient Advocate that helps the patients with negotiating the hospital and medical bills. These individuals have an in-depth understanding of medical terminologies; this allows them to help you comprehend your medical bills and prices listed on them effectively. Medical claims advocate can evaluate your medical bill for any errors and work with your providers or insurance company for a proper claim. Besides, they can also represent you to negotiate the hospital bills, so you stay protected from overcharges. With a professional...

Four Ways Hospitals Can Help Covid-19 Patients with Their Bills (Without Suspending Billing)

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Medical bills are the last thing that you want to be entitled to in between the COVID-19 pandemic. And there are many apparent reasons for this. The two most prevalent are the lengthy bills by the end of the treatment and the improper income due to an unpredictable economy. It was estimated that, on an average, an inpatient's hospital admission cost for COVID-19 could rise to $20,000, which is again expected to shoot higher, if ventilator support is included during treatment. The further analysis performed by the Kaiser Family Foundation also stated that people who have employer health insurance could face an average out-of-pocket cost around or more than $1300. Similarly, those with high-deductible health insurance policies may have to pay as much $2000 or more out-of-pocket costs. Such situations caused many people to avoid treatment in the first place, which skyrocketed the total number of COVID-19 cases. What's New Since The Very First Day? Fortunately, the new laws we...

What to Do When You Get a Medical Bill You Can't Afford

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Medical emergencies are often unpredictable, and it may happen to anyone, including you or your loved ones. There may be a situation when such cases need hospitalization, and in the end, you get a medical bill that you may even go bankrupt and feel helpless. However, you don't need to worry, and in such circumstances, patient advocates can offer help paying medical bills and take you out of this situation. Here are specific tips that you can follow when you get a medical bill you cannot afford. 1. Review the Bill for Any Errors Since the billing department of a hospital has to manage a lot of data, errors in medical bills are quite common. You might have to bear expenses for a medical procedure or treatment that you have not undergone. Even if you receive a treatment, the charges for some items may seem unusual. The insurance company may pay for some specific brands. Some of the terms and conditions in your insurance policy may change. You should review the bill carefully and k...