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Can Medical Bills Hurt Your Credit

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Many patients who have taken medical facilities treatment due to some chronic or serious illnesses experience negative credit reports. People often wonder if the medical bills are to be blamed for dropping down the credit score of a person who has been diligently paying all the bills. If you cannot pay your medical bills for more than 180 days, it will appear on your credit score, and unfortunately, even after paying off the medical bill credit score remains the same as it stays there for up to 7 years. Now, suppose you are in a situation where you had to go through intensive care, and now you are handed down with a medical bill that has a number beyond your expectation. You cannot pay for it, and you are not receiving any help from your insurance company or the hospital. So when the medical bills appear on your credit report, how can you eliminate the negative marking? Here are two possible solutions that might work for you: 1. Reclaim Your Medical Insurance One of the effective w...