ClaimMedic

Extended hospital stays and a long-term illness can come with a variety of concerns that can be both challenging and frightening. Sometimes it can be difficult to comprehend the medical bills, while other times, it may feel like you are overcharged. So, if you, a family member, or a friend is in a similar situation, then it is time to take help from a professional claims advocate. Who are medical claims advocate? Medical claims advocates are Board-Certified Patient Advocate that helps the patients with negotiating the hospital and medical bills. These individuals have an in-depth understanding of medical terminologies; this allows them to help you comprehend your medical bills and prices listed on them effectively. Medical claims advocate can evaluate your medical bill for any errors and work with your providers or insurance company for a proper claim. Besides, they can also represent you to negotiate the hospital bills, so you stay protected from overcharges. With a professional...

There is nothing worse than going through frightening medical procedures followed by equally terrifying medical bills. And this results in nothing but overwhelming feeling that easily converts into sleepless nights. But, thankfully, there are ways to lower the unpaid medical bills by spreading out the payment or finding people who are willing to help you upfront. So, avoid thinking that you cannot do anything about the medical bills and set it aside while reflecting on how much you owe. Besides, you aren't alone fighting the battle of high medical bills; there are many people in this situation along with you. That is why we have assembled this blog with a few important aspects that may come to your aid while setting the unpaid medical bills. So, let's begin! Look for Medical Repayment plans. If you are sure that you are billed accurately, then it is wise to contact the health care provider to talk about payment options. Some of these plans can help you spread the cost ove...

Even though Americans are allowed to take a free COVID-19 test since the approval of the law, but the law doesn’t offer coverage for the treatment of the virus. And we all know that medical services for COVID-19 can get pretty hefty and run into tens of thousands of dollars. But thankfully, there are certain steps that you can take and understand your protection under the law to manage your treatment cost. Getting tested for the virus In March, The Families First Coronavirus Response Act was passed. As per this act, private health insurance plans along with Medicaid and Medicare are required to offer coverage for the testing of COVID-19 infection. But, most plans cover the cost of the testing only if the patient has a referral from the doctor. If you do not have any health insurance plan in place, then you can get tested for free at the community-based testing site. This site will help you locate a community-based testing center near you and gain information on where are the...

Negotiation is a skill that works while you are buying fresh farm products or shopping from the streets in foreign countries. You can also negotiate your medical bill if you find it unreasonable. It often happens in hospitals that patients admitted for a long time are handed down with huge unjustified bills. Many people cannot pay these bills because the insurance companies or medical claims often do not include the cost of out-of-network providers. Not to forget, the insurance companies always try to reduce the person's settlement money who has taken the insurance. In such situations where you cannot pay your medical bills because of the huge amount, you can seek some of the best medical bill negotiation services. However, if you are unwilling to avail of any of these external services, you can check out the following tactics that can help you in negotiating for your medical bills so that you don't have to pay the full price: 1. Check Your Insurance Rates The first thing y...

For a couple of years, the price of medical treatments is increasing at a significant rate. Some are genuine, while others are not as they intentionally do to attract more money from patients. At times, the amount is so high that either patient stops the treatment in between or cannot pay the bill after receiving the treatment. In this article, the can't-miss-steps of how to negotiate medical bills are explained. Take a look! 1. Carry out a Research Process Before opting for any treatment, it is always better to find the best clinic offering at a reasonable rate. Not everyone is the same. Instead of getting a huge medical bill that you cannot afford to pay, do your research process. The research process will help you know about the clinics, their facility, and the pricing estimate. It is the first step you should take to negotiate medical bills. 2. Understanding the Explanation of Benefits (EOP) After a week or so of visiting the doctor, you must expect an explanation of the b...

Paying medical debts is not as easy as clearing off other debts. You need to negotiate the amount, ask questions from the medical organization, check your bill thoroughly, question the cash rate, etc. It becomes difficult when you are in a hospital. Hence, the best solution is to hire ClaimMedic- a company that keeps a tab on your medical bills so that you can focus on your health. 6 Options to Pay off Your Medical Bills 1. Health Insurance The best way to pay off your medical bill is to take a health insurance policy. The insurer will pay off your medical amount, and you have to sit back and relax. But with the rising inflation, everyone can’t take health insurance policy. You can check other ways to make payments if you don’t own medical insurance. 2. Research about Different Payment Plans Different hospitals and health care providers offer various payment plans to the patients. You can ask them directly. This option is viable when the patient is not able to make pay...

A medical bill is the last thing that one needs after going through painful medical procedures. But medical bills are inevitable parts of human life. The major concern arises when the bills handed by the doctor or the billing department exceeds your expectation. Well, if that is the case with you, then trust us, you aren’t the only one. It is estimated that the US’s treatment cost—be it a single illness, accident, or even pregnancy can cost in the five-digit figure. And even if you have an impressive insurance plan, you may still have a significant outstanding balance to payout. Even though paying out the bills is a moral obligation for everyone, being ashamed of the mounting debt isn’t fair. We understand how stressful it can be for you. So, today we will discuss with you a few options that you can use as a medical bill negotiator for the bills that you cannot afford. 1 Check For Accuracy In The Bill: One of the reasons that make medical care so expensive ...

If you have ever received an atrociously high medical bill, you must have done one of two things. You might have paid the bill somehow by scraping together money or a loan, and barely scraped by for several months. Or, you might have decided to ignore and let it continue to collections. Well, here is something else that you should try instead. One of the best ways to deal with unfairly high medical expenses is to negotiate directly with the healthcare provider. Negotiating is bargaining with hospital administration/health providers unless they apply some discounts to your overall medical bill. For people with chronic health problems, the COVID-19 pandemic has grossly exponentiated the issue. If you need COVID medical bills assistance, then here are some negotiation tactics for you. Following these tactics, sequentially will prove to be a beneficial idea. 1. Examine All Your Medical Bills and Paperwork Very Thoroughly Unsurprisingly, the first step involved in any negotiation is to ...

Healthcare is an important and sensitive issue for everyone. There is an urgent need to bring about changes. Changes that can bring better facilities for patients who are burdened with huge medical bills. There has to be a firm conviction that guides the right direction to bring about a change. It is about trust. We, at ClaimMedical, offer you all the support and guidance that helps you sail through choppy waters of massive medical bills. Read on to know more. At ClaimMedical, we strive to provide the best-negotiating platform for reducing huge medical bill payments. Our advocates reason it out with full conviction on your behalf. Our medical bill negotiation service is a mission that aims to provide you more benefits. The results of our relentless reasoning have significantly lowered costs and have been a leading cause of satisfaction for one and all. Reasons for Choosing Bill Negotiation Service When the issue is about health, it must get its due importance. You have to act on be...

Medical emergencies can happen anytime and anywhere without prior warnings. But a trip to the emergency room or an unexpected illness can directly cater to financial disasters if you do not have proper health insurance or if the coverage you receive is low. As per the stats, in the U.S. alone, the treatment cost of a single illness, accident, or even pregnancy can cost you a hospital bill of five digits. This means half of the Americans are ineligible to properly pay their medical bills because of average income even if they have insurance claims thanks to the high deductibles and copays of employer-sponsored plans. The overall dilemma caused due to large medical bills is enough to make an individual get stressed or even fall sick, thus, spending extra dollars on getting treated again. It is important to note that you have to pay your medical bills no matter what the situation comes, and there are many ways you can get help with large medical bills. Here are a few strategies you ca...