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Extended hospital stays and a long-term illness can come with a variety of concerns that can be both challenging and frightening. Sometimes it can be difficult to comprehend the medical bills, while other times, it may feel like you are overcharged. So, if you, a family member, or a friend is in a similar situation, then it is time to take help from a professional claims advocate. Who are medical claims advocate? Medical claims advocates are Board-Certified Patient Advocate that helps the patients with negotiating the hospital and medical bills. These individuals have an in-depth understanding of medical terminologies; this allows them to help you comprehend your medical bills and prices listed on them effectively. Medical claims advocate can evaluate your medical bill for any errors and work with your providers or insurance company for a proper claim. Besides, they can also represent you to negotiate the hospital bills, so you stay protected from overcharges. With a professional...

Even though Americans are allowed to take a free COVID-19 test since the approval of the law, but the law doesn’t offer coverage for the treatment of the virus. And we all know that medical services for COVID-19 can get pretty hefty and run into tens of thousands of dollars. But thankfully, there are certain steps that you can take and understand your protection under the law to manage your treatment cost. Getting tested for the virus In March, The Families First Coronavirus Response Act was passed. As per this act, private health insurance plans along with Medicaid and Medicare are required to offer coverage for the testing of COVID-19 infection. But, most plans cover the cost of the testing only if the patient has a referral from the doctor. If you do not have any health insurance plan in place, then you can get tested for free at the community-based testing site. This site will help you locate a community-based testing center near you and gain information on where are the...

For a couple of years, the price of medical treatments is increasing at a significant rate. Some are genuine, while others are not as they intentionally do to attract more money from patients. At times, the amount is so high that either patient stops the treatment in between or cannot pay the bill after receiving the treatment. In this article, the can't-miss-steps of how to negotiate medical bills are explained. Take a look! 1. Carry out a Research Process Before opting for any treatment, it is always better to find the best clinic offering at a reasonable rate. Not everyone is the same. Instead of getting a huge medical bill that you cannot afford to pay, do your research process. The research process will help you know about the clinics, their facility, and the pricing estimate. It is the first step you should take to negotiate medical bills. 2. Understanding the Explanation of Benefits (EOP) After a week or so of visiting the doctor, you must expect an explanation of the b...

Everyone visits a doctor to stay healthier and get rid of the diseases. But the cost of visiting a specialist is so high that many of them cannot afford it. Some people get admitted to hospitals for surgery or get cured, but they get shocked after seeing the medical bills. It is said that one in five Americans suffers encounter this circumstance. But by getting in touch with the right professionals, you can get help in paying hospital bills. Here are a few things you should do to reduce your medical bills. 1. Ask For Some Help at the Earliest Facing difficulty in clearing the medical bills is a problem faced by a considerable number of people. If you are one of them, the first thing to do is speak with a medical billing advocate. They have knowledge of medical billings and can find errors, negotiate medical bills, etc. Having an expert beside you who can guide you in the confusing medical world is the most important thing. Thus, if you come across any issue with the medical bill at ...

When it comes to medical bills, negotiating with billing departments can take up an incredible amount of time. The process can be very frustrating as well. Studies show that a typical case can likely take up about 22 calls to find a solution. Regardless of whether your dispute will take that long to resolve or not, it would help if you prepared for a long battle whenever raising a dispute. You should know that the billing system, when it comes to medical bills, is incredibly complicated. Several CPT codes are reused to represent medical procedures, and some issues might arise from any area. Problems may happen with the CPT codes. A duplicate charge might have happened, or you may have been charged a lot because the doctor is out of network with the insurance plans. Sometimes, by mistake or even deliberately, your insurance claim may be denied by your insurance company. There are a wide number of problems that can happen. It doesn't matter what kind of problem you face; you shou...

According to the American medical association, medical coding errors can be classified as abuse or even fraud. The word “Abuse” itself is used to mean the mistake made in coding. But even if classified as a mistake, the consequences that they entail are severe. Simultaneously, the fraud is used to mean that efforts were there consciously to increase profit fraudulently. According to them, generating and using CPT codes and billing can be regarded as a very complicated process and varies from patient to patient. The process also varies from company to company and from procedure to procedure. It means that no two cases are going to be the same. You’ll find that even some of the best financial services can get their claims denied. Some of the mistakes that the insurance companies commonly make can help you better deal with them. These errors related to billing, coding, and errors related to filing are taken from actual claims filed and, thus, are a practical illustrati...

The Covid crisis's onset has affected us in every possible way, especially in the economic sector. Be it young or old, people of any age, who are getting admitted to hospitals for Covid treatment, are either coming back dead or alive. But one thing is familiar with each outcome - a massive treatment bill! There is no end or possible explanation to the amount charged, but we all are getting exhausted and scared about fighting Covid. We are challenged with two forces now - Covid itself and the charge of Covid hospital bills in the USA. The cost of each affected life has been skyrocketing, and if we don't get prepared with medical insurance, we are not left with much choice. What Is The Central Problem Around Covid Bills? The root is quite simple and affordable. The pandemic crisis has led to the scrapping of thousands of jobs and, in return, has brought the massive cost of healthcare. Many co-operative medical claim institutes specialize in helping people dealing with medical ...

People go to the doctor to become healthier, get well, or feel much better. But for many individuals, a visit to the doctor results in side effects. This side effect is a massive medical bill that might lead you to debts. Studies have provided evidence that one out of five people is said to struggle with medical bills. But on many occasions, the medical bills can be reduced so that some of the debt is forgiven. Individuals who wish to apply for a medical bill debt forgiveness should get in touch with the hospital's billing department. How Can You Reduce The Hospital Bill? It's normal to feel stressed when one cannot pay the massive hospital bill. But there is nothing to worry about. Hospitals provide several ways to reduce medical bills, such as discounts for paying upfront and interest-free payments. But there are several other ways through which the medical bills can be reduced. Look below! Get Help Immediately : Paying a massive medical bill is a struggle for many indivi...

It is not unknown anymore that the perils of Covid -19 have not only affected us socially and physically, but a great deal of our anxiety has also been due to the financial crisis rearing its ugly head. Many people have been buried under huge hospital bills every day, and to add to the misery, their insurance companies or medical health providers have refused to extend their assistance. In such difficult and trying times, individual mediclaim companies are coming out and helping thousands of economically stranded families in the USA by assisting them in cutting medical expenses by making professional bill medical negotiation through discussion with the medical centers and hospitals. What Is the Sudden Cause Of Waive In Medical Cost? Incompetence, lack of management in the Covid crisis has led to multiple problems on both ends. Hospitals have not received any proper diagnosis, Covid, and they are trying hard to ensure the patient’s recovery. But only at the expense of a substant...

The steep medical bills can become a debt trap for individuals. Many people end up taking substantial personal loans to clear off these bills. But do you know you can negotiate these bills to end up the financial slaughter that you are facing? Tips on Negotiating Medical Bills 1. Check the Medical Bills Thoroughly It can be a tricky affair if you are unaware of how medical bills are prepared and their language. You can quickly determine whether the bills are accurate if you dig deep into it. All procedures in hospitals come with code to help the insurance company to clear the payments. You can search the codes online to find out the procedure and compare it with other medical and health care service providers to find out whether the charges are correct for the treatment. The hospital surprisingly also make errors • The codes are not unified it means they don’t sync up with the diagnosis and hence the insurer might reject the claim, • Upcoding errors- Sometimes you ...

Paying medical debts is not as easy as clearing off other debts. You need to negotiate the amount, ask questions from the medical organization, check your bill thoroughly, question the cash rate, etc. It becomes difficult when you are in a hospital. Hence, the best solution is to hire ClaimMedic- a company that keeps a tab on your medical bills so that you can focus on your health. 6 Options to Pay off Your Medical Bills 1. Health Insurance The best way to pay off your medical bill is to take a health insurance policy. The insurer will pay off your medical amount, and you have to sit back and relax. But with the rising inflation, everyone can’t take health insurance policy. You can check other ways to make payments if you don’t own medical insurance. 2. Research about Different Payment Plans Different hospitals and health care providers offer various payment plans to the patients. You can ask them directly. This option is viable when the patient is not able to make pay...

With the rise in the novel coronavirus cases today, many people here in the USA need help with Paying COVID-19 Medical Bills. Coronavirus does not just cause medical stress but also creates a lot of financial burdens. It is not surprising that many families are not able to cope with the enormous medical bills they face for the treatment in the wake of this virus. Choosing the right healthcare providers is not negotiable because it has an impact on the treatment and outcome. Then there is the length of stay in a hospital, rates of readmissions, isolation ward charges, ventilators, and costly medications. All these add up to the medical cost. On top of that, medical errors tend to create a financial hazard. Payments towards the hospital systems and other fees are a maze. The new disease makes it impossible to compare the treatment options. Many of these changes have caused an adverse financial impact on COVID patients who have got successful treatment and survived. The COVID plague i...

Many of our fellow Americans might have noticed this - The cost of treatment in the US, be it accidents, pregnancy, or illness, can reach almost five figures. You may have enough insurance coverage, but you may still be left with a lot of dues. It makes it impossible for you to handle your medical bills. You may be young and healthy, but that does not make you immune to a medical emergency. You could be stuck with a whopping bill at any time. At times there could be a dead end with no indication of how to pay off the medical bills. And this is where you will need help with paying medical bills. You have to pay the medical bills. There is no escape here. However, medical debt is an issue and if you feel trapped with the medical debt, then here is what you should do about it. Medical Debt Is Not Uncommon If you cannot pay off your medical debts, then this is not a cause of failure. Some people in the US cannot pay off their health bills only because they cannot afford to settle them...

Health is wealth goes the adage. However, when health takes a beating, medical help is essential. Treatments can cost you your wealth; but not anymore. There are ClaimMedic hospital bill negotiation services to help you. Health care costs continue to increase by the day. It is essential for health insurance members to consider looking closely at the bill they receive. The Reasons to Work with Medical Bill Negotiators Sometimes medical bills are difficult to understand. Most of the people don't understand health insurance or billing elements. Having an advocate review your medical bills and negotiate with medical providers on behalf of health members can provide great value. At times, it is rare to point out a mistake on any simple bill or receipt. And here, the discussion is on wrong medical billings. There are so many items included in medical bills. According to studies, an astounding 80 percent of bills for healthcare service contains billing errors. Medical bill negotiator...

When evaluating medical care during COVID 19 pandemic, you don’t want any decision to go wrong. It can have harmful effects on your health. Besides, you don’t want money matters to stand between you and good health. It would seem that medical bills don’t change. You can work out with health care providers to reduce the out-of-pocket expense, whether you worry about Covid-19 or any other issue. Or talk to ClaimMedic that can help with COVID-19 hospital bills. The Financial Impact of Covid-19 Bills and How to Deal With It The coronavirus pandemic has thrown the economy at the lowest. Every single person is reeling under the drastic effects of a slowdown. On the one hand, there is a financial crunch that the world is going through; on the other hand, there are mounting medical bills for treatment. Debts are a cause of worry. You have to find ways and means out of it. Here is a guide to help you out is such dire situations. With these ideas, you can manage your debts ...

Many patients have had to put up with large bills. The worsening health situation due to the COVID 19 pandemic has increased the burden on people. On the one hand, there is a sluggish economy; on the other hand, there are rising medical costs. Many patients land up with huge bills they cannot afford to pay even if reduced by negotiation. Or they may have in-network bills that providers refuse to lower through negotiations. You may consider having your advocate negotiate a payment plan to stretch the payment over extended periods in both cases. All you have to do is search and type a medical bill advocate near me and find the right service to assist you. How Does Enormous Billing Affect Patients Of late, consumers have seen a considerable increase in their healthcare expenses. Actual medical bills rea the new normal. Insured a swell as non-insured consumers are handed inflated bills that increase financial burden during the pandemic situation. Most of the time, patients overpay be...

Medical bills are a part of our lives because medical emergencies do not happen after prior notice. But they definitely come with an expense that we do not approve of. The impact of surprising medical bills can take a toll on individuals and families, leading to family distress. In fact, as per the reports generated by the Kaiser Family Foundation in 2019, it was stated that about one-quarter of the U.S. adults mentioned that their family member or they themselves had problems with paying the medical bills. Among these people, around 50% stated that medical bills made a significant impact on their families. Fortunately, to your aid, many Healthcare consumers have a variety of options when it comes to surviving the medical debts.  So, let us delve deeper and understand the ways to medical bill negotiation.  1 Pay Cash Upfront: Cash payment is always the best way to get upfront discounts. This is because, with cash, the doctors or the billing department eliminates the wait...

When it comes to medical issues, one thing that stands in between the disease and the treatment is the medical expense. Even though COVID-19 has time and again proved its mortal existence among the people, the COVID hospital bills have caused more fear than the virus itself. But you must note that your life is very precious to abstain from the necessary treatment because of cost. And it is common for people to conclude that there is no way out from the lengthy bills. But again, you should educate yourself regarding the costs of your treatments as well as working with a health care system. This way, you can reduce the out-of-pocket expense related to COVID-19 or other potential health concerns. How to Pay For COVID-19/Coronavirus Testing and Treatment? Luckily, the COVID-19 testing is done free under The Families First Coronavirus Response Act. Nevertheless, the burden of paying for the treatment remains. But to your aid, there are many ways in which you can negotiate your COVID hos...

If you have ever received an atrociously high medical bill, you must have done one of two things. You might have paid the bill somehow by scraping together money or a loan, and barely scraped by for several months. Or, you might have decided to ignore and let it continue to collections. Well, here is something else that you should try instead. One of the best ways to deal with unfairly high medical expenses is to negotiate directly with the healthcare provider. Negotiating is bargaining with hospital administration/health providers unless they apply some discounts to your overall medical bill. For people with chronic health problems, the COVID-19 pandemic has grossly exponentiated the issue. If you need COVID medical bills assistance, then here are some negotiation tactics for you. Following these tactics, sequentially will prove to be a beneficial idea. 1. Examine All Your Medical Bills and Paperwork Very Thoroughly Unsurprisingly, the first step involved in any negotiation is to ...