Do You Need Medical Bill Negotiation Help?


Medical bills are a part of our lives because medical emergencies do not happen after prior notice. But they definitely come with an expense that we do not approve of. The impact of surprising medical bills can take a toll on individuals and families, leading to family distress.

In fact, as per the reports generated by the Kaiser Family Foundation in 2019, it was stated that about one-quarter of the U.S. adults mentioned that their family member or they themselves had problems with paying the medical bills. Among these people, around 50% stated that medical bills made a significant impact on their families.

Fortunately, to your aid, many Healthcare consumers have a variety of options when it comes to surviving the medical debts. 

So, let us delve deeper and understand the ways to medical bill negotiation. 

1 Pay Cash Upfront:

Cash payment is always the best way to get upfront discounts. This is because, with cash, the doctors or the billing department eliminates the waiting time and trouble. Whereas, when you pay through credit card, they may be charged with processing fees. 

Many hospitals even have specific benefits for cash payment. For instance, if you pay cash upfront within 30 days of being treated, then chances are high of negotiation. You may even get up to 20% or more discount on total expenses. 

2 Explore Low-Cost Treatment:

This should be done by every individual who is seeking for significant medical help. Instead of investing in brand-name drugs, go for generic ones. Similarly, choose low-cost medical treatments. 

As per the Center for Health System Change and the University of Chicago, it was stated that almost 51% of doctors told their patients about the low-cost treatment’s availability, and 41% request the patients for outpatient treatment. The basic notion here is to ask the doctor before settling for something he or she suggested. 

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