Dealing With A Large COVID-19 Medical Bill?
Even though Americans are allowed to take a free COVID-19 test since the approval of the law, but the law doesn’t offer coverage for the treatment of the virus. And we all know that medical services for COVID-19 can get pretty hefty and run into tens of thousands of dollars.
But thankfully, there are certain steps that you can take and understand your protection under the law to manage your treatment cost.
Getting tested for the virus
In March, The Families First Coronavirus Response Act was passed. As per this act, private health insurance plans along with Medicaid and Medicare are required to offer coverage for the testing of COVID-19 infection.
But, most plans cover the cost of the testing only if the patient has a referral from the doctor.
If you do not have any health insurance plan in place, then you can get tested for free at the community-based testing site. This site will help you locate a community-based testing center near you and gain information on where are the no-cost testing centers located in your state.
Getting treated for the virus
The cost of COVID-19 treatment will be based on various things. These things include:
• Whether you have a plan
• Type of plan you have
• Do you receive in-network or out-network service
• Length of the treatment
Private Insurance: Not all, but many large private health insurance plans covered the out-of-the-pocket costs of COVID-19 treatment for all members till the end of 2020. Some still continue to help with medical bills by offering a waiver in 2021 too. You can check the benefits offered by the large health insurance plan for COVID-19 treatment here.
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